Hyco Lake Storm Damage? Your Insurance Company May Owe You More Than They’re Admitting.
Boats damaged on or about July 7, 2025 – Insurers are wrongly denying coverage by mislabeling the storm date. Don’t let them shift the cost onto you.
When tropical storm Chantal hit Hyco Lake in early July 2025, dozens of boats were damaged by high winds and debris. Many owners promptly filed claims—only to be told their insurance deductible had mysteriously jumped to 50% of the loss because the damage supposedly occurred “during a named storm.”
The Problem?
According to the National Weather Service, the storm ended the day before the damage occurred. Insurers such as Ski Safe are exploiting that timing discrepancy to deny legitimate coverage. North Carolina law doesn’t allow insurance companies to rewrite the facts to avoid paying valid claims.
At Kreider Attorneys at Law, we’re representing Hyco Lake boat owners in pursuing:
- Breach of contract for wrongful denial of coverage
- Bad faith refusal to pay under North Carolina common law (allowing punitive damages)
- Unfair and Deceptive Trade Practices (UDTPA) under N.C. Gen. Stat. § 75-1.1 (with treble damages available)
- Declaratory judgment establishing that the “named-storm” exclusion doesn’t apply
What You May Recover
✅ Full repair or replacement cost of your vessel
✅ Compensation for storage, towing, and loss-of-use expenses
✅ Attorney’s fees and costs
✅ Up to triple damages if the insurer’s conduct is found deceptive
Why Choose Us?
Attorney and former judge Jonathan Kreider leads our Insurance Bad Faith Division. Our firm holds insurers accountable when they twist policy language or delay payment in bad faith. We fight aggressively for policyholders — not for corporate adjusters. YOU WILL NOT BE REQUIRED TO PAY ANYTHING UNLESS WE RECOVER FUNDS!
Act NOW
If your boat was damaged at Hyco Lake around July 7, 2025, contact us immediately. Your claim deadline may be approaching.